If Chase gives you back your ODP fee it is not because Chase or the book seller did anything wrong, it sounds like you are the one abusing the system here and now you want Chase to pay for your lazy banking attitude. Your grace period ended when you elected to tell the book seller "sure I'll buy that book, and you should trust me and take my word for it because here is a peice of plastic with my name encoded into it". Standard Overdraft Practice comes with all Chase checking accounts except Chase High School Checking, Chase Secure Checking or Chase First Checking. ODPSWP CR MEMO is this overdraft heres what happened. Tot odp swp cr memo is the transaction that shows these funds moving from your checking account to your savings account. Chime offers a host of features that help you. Pending does not mean "grace period for the account owner". Our Standard Overdraft Practice may pay, for a fee, overdraft transactions at our discretion based on your account history, the deposits you make and the transaction amount. Using this Debit Memo Form template guarantees that you will save time, cost, and effort and enables you to reach the next. Tot odp swp dr memo means money was transferred from your chase savings account to a linked checking account to cover an overdraft. The only way Chase can confirm that an entity will receive their money is if they run the numbers on your account and figure out what needs to happen to ensure that yes in fact Chase (and thereby you) can make good on telling the "entity" (whoever you bought your book from) that their money is coming. The TOT ODP / SWP CR MEMO is the abbreviation of your bank informing you that your account has been placed in overdraft protection. Payment of transient occupancy tax (TOT). Pending means the entity which is intending to extract money from your account has received confirmation from the financial institution holding your account (Chase in this case) that they will in fact receive their money. You have to understand what "pending" means.
0 Comments
Leave a Reply. |
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |